11%
11% saving on overall processing costs.
New acquiring relationship with reduced rates, including the foreign exchange conversion, and improved settlement terms, improving cash flow for the business.
Independent & international payments consultancy
Advice that sits
on your side
of the table.
Independent payments consultancy for UK, EU and US merchants – card processing, high-risk acquiring and fee reduction.
Senior leadership across banking and payments since 2000 — international banking, finance, compliance, risk, underwriting, partnerships and sales operations. That depth gives you something a provider never will: straight answers, honest advice and acquirer relationships that work on your side of the table. Whether you're paying too much to process payments or facing decisions your business can't afford to get wrong — you're in the right place.
Merchant services
You're probably overpaying on card processing. Most businesses are.
Send us a statement and we'll show you exactly what you're paying — then source better rates, manage the switch and hand back the savings. UK, EU and US.
See what you could save→Consultancy
Payments decisions your business can't afford to get wrong.
Infrastructure, international expansion, acquirer strategy, operational review. Twenty years of senior experience, brought in at exec and board level — and gone once the job is done.
Bring in the expertise→20+
Years of banking & industry experience
Senior leadership across the UK payments industry — strategy, commercial management and operational expertise earned inside Barclays Bank PLC, Worldpay, CashFlows, Trust Payments and DNA Payments Group, in addition to senior leadership roles across multiple independent payments companies and consultancies.
Handled, end to end.
Finding or switching providers is disruptive — and for startups, it's time they simply don't have. We take the entire interim process off your desk — sourcing, negotiation, onboarding, migration — while your team keeps running the business.
One point of contact. We deal with the providers.
From first call to first settlement, you talk to us — not a queue of acquirer account managers chasing their own targets.
Whole-of-market, on your side of the table
Not tied to a single acquirer. Every recommendation is built on your volumes, your model and your risk profile.
Recent impact
Outcomes, not adjectives.
£36k
£36,000 annual saving on corporate card costs.
Worked through the Visa Merchant Performance Program to reduce corporate card acceptance costs, and facilitated an account-to-account payment option alongside existing card acceptance.
6 weeks
EU expansion live in six weeks, not six months.
Local payment methods sourced and implemented, plus improved acquirer fees with an additional acquirer relationship for certain currencies.
In their words
What clients say after we've finished the work.
“Pryor Payments rebuilt our pricing schedule from the ground up and saved us more in a quarter than our finance team had found in three years.”
CFO
UK multi-brand retailer
Client names withheld under standard confidentiality terms. References available on request for serious enquiries.
FAQ
Your questions, answered.
- What does a payments consultant do?
- A payments consultant looks at how your business takes payments and finds a better setup – lower fees, better terms, the right payment methods or an acquirer that will actually approve you. I manage the whole process, from reviewing your statements to getting you live.
- How much does it cost?
- For acquiring set-up work, the acquirer pays me a referral fee, so there is no consulting fee for you. Statement audits are free. Negotiations, offer reviews and consultancy projects are quoted up front so you know the cost before we start.
- Do you work with high-risk, complex and start-up businesses?
- Yes. I've underwritten high-risk merchants myself, so I know how to prepare the application and which acquirers to approach. See high-risk merchant accounts.
- Do I have to switch provider?
- No. Sometimes the best result is renegotiating with your current provider. If your pricing is fair, I'll tell you.
- Where do you work?
- I work with businesses across the UK, EU and US, both e-commerce and point of sale.
Free · No obligation · 48-hour turnaround
Send us a statement.
We'll tell you what you're actually paying.