Pryor Payments

Senior review · Limited places each month · 48-hour turnaround

Send a statement. We'll show you what it's really costing you.

Every audit is a proper piece of work — senior people, real analysis, the same review we run for businesses preparing to renegotiate or switch. Send one or more recent statements (PDF or CSV), six months' worth if you have them, and within 48 hours you'll have a written read: your true blended rate, where the money is going, and whether it's worth acting on. We won't just email you a report and disappear — we'll come back and talk it through with you on a short discovery call.

Best suited to businesses with card turnover from around £250,000 a year — that's where the numbers we find are worth acting on. If that's you, send your statements and we'll get to work — then come back to you with a discovery call to talk through what we found and how we can help.

Select several at once — for example, six months of processing statements.

By submitting, you agree to be contacted about your audit only.

FAQ

How it works.

The process, timeline, and what happens once your statement reaches our team.

What exactly do you need from us?
One or more recent merchant statements — ideally the most recent full month, or several months (e.g. six) if you have them — as PDF or CSV exports from your acquirer's portal. No contracts, no logins, no other data.
Why is it free?
Because it's how serious working relationships start. We put senior time into every review, and when the numbers show money worth saving, businesses typically ask us to act on it. That's the commercial logic — the audit itself costs you nothing.
How long does the audit take?
You'll have a written assessment within 48 working hours of submission. Complex multi-MID or cross-border setups may take a little longer — we'll tell you up front if so.
What do we actually get back?
A short written summary: your true blended rate, a breakdown of interchange, scheme fees and acquirer margin, anything unusual or overpriced, and a plain view on whether it's worth acting on. No slide deck, no sales pitch.
Is there any obligation to switch provider?
None. Roughly half the audits we run conclude that the existing pricing is fair and the business should stay where it is. We'll tell you when that's the case.
Is our statement kept confidential?
Yes. Your statement and any figures in it are never shared with acquirers, ISOs, or third parties. It's used only to produce your written read.
What happens after we get the summary?
We'll come back to you with a discovery call — a short, honest conversation about what the statement showed and where we think we can help. That's your call. You can act on the findings internally, set it aside, or engage us to run a re-tender or renegotiation on your behalf on a fixed-fee basis. Either way, the audit itself is free.